Our Rate Guarantee

We do not post rates on this website because we do not wish to participate in a game of "bait and switch". Some other mortgage companies advertise very low rates, "bait rates", which are often misleading and unavailable. We receive up to date rates throughout the day, and would like to have all the facts necessary to provide you with an accurate and honest rate quote. In fact, if we don't find the best current rate & terms when you close, we'll give you $100. You have our GUARANTEE.

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Welcome

 

About Us


At Atlantic Financial, Inc., our mission is to provide all of our customers with helpful guidance in plain, clear English. Most of all we will guide our customers to find the loan that fits their own lifestyle and budgetary needs.

Our company was incorporated in 1993, and has successfully assisted thousands of consumers in the realization of home ownership and financial stability. Atlantic Financial, Inc. has established itself as a trusted guide and valuable leader in the mortgage banking industry through our thorough attention to legislative developments, technological advancements, and a code of strict professionalism.

Atlantic Financial, Inc. has a home improvement division that works directly with contractors and borrowers to provide financing for home improvement projects. The home improvement division offers a wide variety of loan options, including secured loans up to $100,000, unsecured loans up to $25,000, refinancing up to 100% with cash out for home improvement projects, and more.


Atlantic Financial, Inc. is licensed to lend in Maryland, Washington DC, Pennsylvania, Delaware, & Virginia (Atlantic Financial, Inc. of Virginia licensed by the Virginia State Corporation Commission MC-1860).

Members in good standing: Mortgage Bankers Association
Maryland Mortgage Bankers Association

 
 



Give us a call today at 301-277-7600 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy.

Why wait? Let us go to work for you



 
 

Meet Our Staff

Our staff of loan experts is
here to help.

Click to view Loan Officers

 
 

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Our News Updated Daily

August’s Fed Minutes Lead Mortgage Rates Higher
Home affordability took a slight hit this week after the Federal Reserve's release of its August 10 meeting minutes.

Case-Shiller Posts 16th Straight Month Of Home Price Improvement
According to the Standard & Poors Case-Shiller Index, home values rose 5 percent in June versus the month prior, and 4 percent from a year earlier. It's the 16th consecutive month in which Case-Shiller reported an increase in home values and the third straight month of outstanding results.